Neighborhood National Bank Tiered Money Market Personal Rewards

Effective:  Monday, February 25, 2008

PERSONAL REWARDS (Click here for Business Rewards)

Receive the following rates on a Tiered Money Market Account with the following balances:
$0-9,999 = 2.53% APY (Annual Percentage Yield)
$10K-49,999 = 2.79% APY
$50K-250K = 3.05% APY

When you maintain:

• A $5,000 Average Daily Balance in Neighborhood Advantage (NA) Checking

And either one of:

• e-Com Online Banking Access Account

          or

• An NNB Personal Loan of $15,000

Terms:

• To qualify for Neighborhood Advantage (NA) Checking, minimum opening deposit of $100 is required.
• $50 monthly service charge assessed to Neighborhood Advantage “NA” Checking if average monthly ledger balance of “NA” Checking account falls below the $5,000 level. – Refer to Schedule of Fees for all other charges applied.
• See Schedule of Fees for early closure fees to Tiered Money Market Account (MMA) if closed before first 90 days after opening.
• Must comply with NNB Disclosure Agreement.
• Must be in the same vesting.
• Applies to funds transferred from non-Neighborhood Accounts only.
• Privacy Policy and Disclosure form on www.mynnb.com for Online Banking. 
• You must have an existing Personal Loan or must be approved for a new Personal Loan and initial disbursement must be $15,000 upon MMA Account opening.
• Accounts must be opened by coming into a Neighborhood National Bank Branch.

Neighborhood National Bank Tiered Money Market Business Rewards

Effective:  Monday, February 25, 2008

Promotion created on:

• Post Card Direct Mail pieces to potential customers
• Statement Inserts to customers
• Lobby posters
• Lobby Tent Cards
• Fliers for various business organizations
• Ads in various local publications

BUSINESS REWARDS (Click here for Personal Rewards)

Receive the following rates on a Tiered Money Market Account with the following balances:
$0-9,999 = 2.53% APY (Annual Percentage Yield)
$10K-49,999 = 2.79% APY
$50K-250K = 3.05% APY

When you maintain:

• A $10,000 Average Daily Balance in Standard Business Checking Account

And either one of:

• e-Corp Online Banking Access Account

          or

• An NNB Business Loan of $30,000

Terms:

• To qualify for Neighborhood Advantage (NA) Checking, minimum opening deposit of $100 is required.
• $50 monthly service charge assessed to Neighborhood Advantage “NA” Checking if average monthly ledger balance of “NA” Checking account falls below the $5,000 level. – Refer to Schedule of Fees for all other charges applied.
• See Schedule of Fees for early closure fees Tiered Money Market Account (MMA) if closed before first 90 days after opening.
• Must comply with NNB Disclosure Agreement.
• Must be in the same vesting.
• Applies to funds transferred from non-Neighborhood Accounts only.
• Privacy Policy and Disclosure form on www.mynnb.com for Online Banking. 
• Fees applies to initial set-up for e-Corp Online Banking.
• You must have an existing Personal Loan or must be approved for a new Personal Loan and initial disbursement must be $15,000 upon MMA Account opening.

Member FDIC. Equal Housing Lender.