How can you protect yourself?
- Monitor your account activity frequently and report any unusual transactions to the bank.
- Physical Security- Do not leave your device unattended.
- Keep your software up to date. When updates come out install them as soon as possible.
- Be cautious of public Wi-Fi networks.
- Use strong passwords. Make them difficult for thieves to guess.
- Do not respond to email, pop-ups, or direct web links which request account information.
- Neighborhood National Bank does not request account information via email.
FDIC Security Tips
- Take precautions in case your device is lost- Set the screen on your phone to lock after a certain of time. Use a password, Pin or biometrics to unlock your phone.
- Consider signing up for transaction alerts from your mobile provider, bank or credit card.
- Be on guard against fraudulent emails or texts.
- Never provide a password, Social Security number, credit or debit card information, or any other personal information to an unsolicited text or email. These messages are called phishing emails or smishing texts. These are terms given when trying to obtain valuable personal information.
Growing Business Threats
Corporate Account Takeover- This is Business identity theft-Thieves use your online credentials to initiate fraudulent activity. Ways to protect your business:
- Use best practices to secure your computer systems- If possible use a stand alone locked down computer (no web browsing or email access) to conduct all online banking.
- Educate employees on good cyber hygiene.
- Create strong passwords with at least 10 characters.
- Dual control for processing ACH or wire transfer.
- Use Positive Pay.